ChoicePay and IPP Expand Strategic Partnership to Provide Fully Integrated Payment Solutions to Billers Driving more choices for billers and consumers

Tulsa, OK and Fairfield, NJ, October 15, 2007 – ChoicePay, Inc. an electronic
bill payment services provider today announced an expansion of their
strategic partnership with IPP of America (IPP), a leading provider of
electronic payment services. ChoicePay and IPP will leverage their payment
solutions to deliver full service multi-channel payment capabilities to billers
and their customers from a single network.
As a result of this alliance, IPP’s Payment Settlement Network™ will be
integrated into ChoicePay’s self-service capabilities. ChoicePay will include
IPP’s walk-in payment solutions as part of their current bill payment offering
as well as leverage IPP’s authorized national biller relationships on the
Vcom® and ChoicePay® kiosk networks – increasing ChoicePay’s same-day
payment capabilities to national billers. Vcom is the nation’s largest
multi-biller payment kiosk network located in over 1,000 select 7-Eleven®
store locations, while the ChoicePay kiosk network is available at strategic
sites. National biller relationships include T-Mobile®, Dish Network®,
DIRECTV® and Sprint/Nextel®.

“IPP is a recognized leader in providing in-person payment solutions at over
7,000 payment center locations and continues to expand their authorized
national biller relationships. By expanding our same-day bill payment
capabilities to more national billers, we have added tremendous value to our
kiosk network and the consumers we serve,” said Greg Adelson, President of
ChoicePay. “Adding in-person payment capabilities to our set of bill payment
services greatly enhances our ability to offer a full service financial services
product offering to billers.”

In addition, IPP will offer ChoicePay’s full suite of electronic payment and
presentment services to clients, including multiple online and phone payment
options. “By expanding this strategic relationship with ChoicePay, we can
offer a single platform for our clients that will enable their customers to make
payments virtually anytime and anywhere. Together, we will provide billers
with a complete payment offering that creates a seamless incoming payment
process for the biller - regardless of which payment channel the consumer
chooses,” said Rick Auletta, Senior Vice President of Sales, IPP of America.

About IPP
IPP of America Inc. (”IPP”) a leading provider of electronic payment services
operates the largest national network of independent neighborhood-based
payment centers, providing reliable and safe electronic payment services to
cash paying customers. IPP of America Inc. (”IPP”) a leading provider of
electronic payment services operates the largest national network of
independent neighborhood-based payment centers, providing reliable and
safe electronic payment services to cash paying customers. Through their
Payment Settlement NetworkÔ, IPP authorized payment centers offer a wide
array of alternative financial services including electronic bill payment,
prepaid long distance, prepaid wireless epins, and prepaid home phone. The
company’s payment center network currently extends to over 7,000 locations